It's good to be Intentional

Intentional is the 4th step in B.E.L.I.E.V.E., well you've made it through the other three steps and now it's time to be Intentional with creating an emergency fund. There are a lot of philosophies around having and sustaining an emergency fund, none are wrong – the point is to have one! I recommend you at least start small, maybe $250 then move higher. The minimum goal would be to hit a $1000+. You need to do this as fast as possible- this will help alleviate the “need” to use your credit cards again. Once you have this in place you will literally feel some of the stress leave your body.